Worth the phone call
Wednesday, July 21st, 2021 12:48 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
lizvogelI refinanced the house yesterday.
Our credit union has a thing where you can modify an existing mortgage, changing term and interest rate without changing anything else, and without the astounding amounts of fuss and paperwork that go into a whole new mortgage. So I spent about fifteen minutes on the phone and we signed a three-page document, and it'll save us a hundred bucks a month. (Actually, we'll keep paying the same amount, which means we'll pay the thing off years earlier and save thousands in interest.)
Not a bad payoff for making myself pick up the phone.
Our credit union has a thing where you can modify an existing mortgage, changing term and interest rate without changing anything else, and without the astounding amounts of fuss and paperwork that go into a whole new mortgage. So I spent about fifteen minutes on the phone and we signed a three-page document, and it'll save us a hundred bucks a month. (Actually, we'll keep paying the same amount, which means we'll pay the thing off years earlier and save thousands in interest.)
Not a bad payoff for making myself pick up the phone.
