Worth the phone call

[lizvogel]

I refinanced the house yesterday.

Our credit union has a thing where you can modify an existing mortgage, changing term and interest rate without changing anything else, and without the astounding amounts of fuss and paperwork that go into a whole new mortgage. So I spent about fifteen minutes on the phone and we signed a three-page document, and it'll save us a hundred bucks a month. (Actually, we'll keep paying the same amount, which means we'll pay the thing off years earlier and save thousands in interest.)

Not a bad payoff for making myself pick up the phone.

Comments

[cat_paw]

Oooh, nice one :D

And good on the credit union making it a non-arduous process.

[lizvogel]

It really was remarkably painless -- so much so that I went and made our next payment in person, just to make sure that it had all gone through okay. Which it had, yay.

[cat_paw]

That's... Yeah, reason to be suspect. But holy heck, awesome.

Hope you & C are doing well. Give the cats some lovins.